BMG Home Loans

Privacy Policy

How we collect, use, share, and protect your personal information.

BMG Home Loans ("BMG," "we," "us," or "our") respects your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit bmghomeloans.com, request a quote, apply for a mortgage, or otherwise interact with us. By using our website or services you agree to this Policy.

1

Information We Collect

Information you provide

Name, address, email, phone, date of birth, Social Security Number, income, assets, debts, employment, property details, and other information needed to evaluate a mortgage inquiry or application.

Automatically collected

IP address, device and browser information, pages viewed, referring URLs, and cookie identifiers.

From third parties

Credit bureaus, verification services, employers, lenders, government databases, and marketing partners.

2

How We Use Information

  • Evaluate, originate, process, and service mortgage loans.
  • Verify identity and prevent fraud.
  • Contact you about your inquiry, application, rate alerts, and other mortgage products and services — by phone, SMS/MMS, email, and automated dialing systems, with your consent.
  • Comply with federal and state laws, including GLBA, RESPA, TILA, ECOA, and TCPA.
  • Improve our website, products, and customer experience.
3

TCPA & Communications Consent

When you submit a form, click-to-call, or check a consent box, you provide prior express written consent for BMG and its mortgage partners to contact you at the phone number(s) and email address(es) provided — including by automatic telephone dialing systems, artificial or prerecorded voice messages, and SMS/MMS text messages — for marketing, servicing, and informational purposes. Consent is not a condition of purchase. Message and data rates may apply. You may opt out at any time by replying STOP to texts, clicking unsubscribe in emails, or contacting us at david@bmghomeloans.com or (602) 905-6846.

4

How We Share Information

We share information with affiliated and non-affiliated lenders, investors, service providers, credit bureaus, settlement agents, insurers, regulators, and as otherwise required or permitted by law. We do not sell your personal information.

5

Cookies & Analytics

We use cookies and similar technologies for site functionality, analytics, and marketing. You can disable cookies in your browser, but parts of the site may not function correctly.

6

Your Choices & Rights

Depending on your state of residence (including California, Colorado, Virginia, Connecticut, and others), you may have rights to access, correct, delete, or limit the use of your personal information, and to opt out of certain sharing. To exercise these rights, email david@bmghomeloans.com.

7

Data Security

We maintain administrative, technical, and physical safeguards designed to protect your information. No system is 100% secure, and you transmit information at your own risk.

8

Children's Privacy

Our services are not directed to children under 13, and we do not knowingly collect their information.

9

Changes to this Policy

We may update this Policy from time to time. Continued use of our services after changes are posted constitutes acceptance of the updated Policy.

10

Contact Us

Address

13189 W Palm Ln, Goodyear, AZ 85395

NMLS #2678059 · NMLS Consumer Access · Equal Housing Lender.